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OPay: All You Need To Know About it in Nigeria

OPay has been creating waves all over Nigeria. From providing mobile payment to Obike, Otrike, Obus, quick loans, and Ofood, Opera Software has become a super app in Nigeria.

What is OPay?

OPay is a mobile wallet developed by Opera Software. The platform allows it, users, to shop and pay for goods and services through their mobile app.

It was established in 2018 and has grown to become a very popular platform, any Nigerian can testify to this.

How to download OPay?

OPay App is free for download on both iOS and Android devices. You can download then from the Apple Store and Google Play Store.

What can I Do with OPay App?


There are many this you can do with this mobile wallet.

  • Buy Airtime
  • Buy Data
  • Subscribe to Pay TV
  • Pay Electricity Bill
  • Hail a Ride
  • Order Food Delivery
  • Transfer Money
  • Pay with QR
  • Receive Money by QR
  • Get a Quick Loan
  • Make Investment
  • List your Products and Services
  • Build an Online Presence

How to Fund your OPay Wallet?

There are 2 ways to fund your Mobile wallet depending on whether you have a bank account or not.

How to fund OPay Account  with ATM card

  • Go-to balance
  • Click on Add Money
  • Select Add new payment options
  • Click on the card icon
  • Input your card details to save your card
  • Then input the OTP sent to you.

If the transaction approved you will be credited.

How to fund your OPay Wallet through your bank app

  • Open your bank app
  • Then, choose paycom. Your phone number is your account number you used in registering the app minus the first zero i.e 80………
  • Input the amount you want.

What is OPay USSD Code?

The official USSD code is*955#. Which can be used to send funds from one Opay account to another. it can also be used to, buy airtime

This code works on devices associated with OPay.

How to Transfer Funds to other OPay users

It is very simple to transfer funds to another OPay user. If you have funds in your wallet. Press the Transfer icon, then choose OPay in the Send option.

Then, enter the recipient’s registered Opay phone number and the amount you want to transfer and press Done.

What is Opay ride or Oride?

Opay ride, also know as Oride, is a service on the app used to book rides from one place to another, just like Uber and Taxify.

Oride is used to overcome traffic so you can get to your destination quickly and safely. Oride charges are very affordable. To book ride on Oride you must firstly download Opay app.

OFood (Opera Food or OPay Food)

The purpose of the OFood service is to allow people to order for food online and have the food delivered to them.

OFood is a food delivery service that allows OPay as a mode of payment. You can order food from a local restaurant with the and it will be delivered to you.

Amazing right? It’s true, that is what OFood does.

How to Order Food on OPay?

It’s very simple.

  • The first step is to download the Opay App from the Apple Store or Google Play Store, it is free.
  • After installation, click on the OFood icon and pick the food you want. Choose the time and the mode of delivery you want then add your payment information.

The OFood food delivery service is an amazing service you must try especially if you are a foodie.

OTrike (Opera Trike or OPay Trike)

OTrike is yet another wonderful service you can benefit from the app. It was launched in mid-2019 and is a tricycle hailing system. So, it is just like ORide for tricycles.

You can request your tricycle rides from the app by clicking on the OTrike icon and following the instructions.

How to Become an OPay Agent?

It is very easy and simple to become an agent here in Nigeria. the registration is free. And, nothing could be more affordable than “FREE”.

To become an agent, send WhatsApp message to  +2349066722924 or you send an email to support@opay.team with your request and intention.

Required documents need for registration include:

  • Passport-sized photo
  • Utility Bill (Proof of Address)
  • BVN (Bank Verification Number)
  • ID card.
  • CAC registration certificate.

If you have already registered on the app and you want to become an agent, you just have to upgrade your KYC (Know Your Customer) level.

You need to upgrade to the KYC2 level, which you will need to provide your BVN, gender, date of birth and state of origin. then, you can now upgrade to become an agent.

To upgrade to an agent through the app, go to your profile, then tap of your current KYC level (KYC1 or KYC2, below your name), then tap on Upgrade to an agent.

Other requirements include a shop or an office space where you can attend to customers and a Smartphone.

You are expected to be literate and possess good communication skills. Registration is free.

How to Get OPay POS

It is free to get a POS. Just register as an agent. Once approved, Opera will monitor your transactions and find out if you are qualified.

Opera POS is not paid for.

Is The OPay POS also for Free?

Yes, POS is free. And will get it once you have completed the registration and OPay has accepts your application to become its credible Agent.


In conclusion, with all that have said above, you ought to have a vivid idea of what Opera Software is all about.

The app is simple and easy to use just download the app and use it.

You can visit their official website operapay.com or simply download the Opay App from the Apple Store or Google play store to start using the services.

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