Compare Car Insurance Quotes Online

Comparing car insurance rates is crucial to saving money on something you’re most likely required to have. And it’s not a process that takes hours. With a minimal time investment, you can find the best car insurance rates and the right policy.

You won't see the exact price twice if you compare car insurance quotes from a dozen companies. That’s because each provider evaluates you differently when setting car insurance premiums. For example, your insurance rates are calculated based on age, driving history, ZIP code, and credit history. And different providers weigh these factors differently. So comparing auto insurance quotes from multiple insurers lets you see which offers you the best rates.

How to Get Free Car Insurance Quotes

You can compare car insurance quotes by getting them from several providers. Experts recommend comparing offers from at least three insurers.

Meanwhile, there are a few ways to get quotes to compare which some are always free, including:

• Online: These days, the easiest way to compare car insurance quotes is to do so online. Many auto insurance companies offer free car insurance quotes online. In addition, you can visit several insurance company websites and compare quotes. You can use one of the many quote comparison tools online, but most companies have a tool on their website for requesting an online quote. Some even offer a discount for using it. To save time, use a website that provides quotes from multiple companies.
• In-person: Visit a local insurance agent who can help you find affordable car insurance options and get a quote. This is an excellent way to spend time with an insurance agent going over your options in a face-to-face setting. However, this is very time-consuming unless you live near several insurance agencies.
• By phone: You can also call around local companies and ask for quotes over the phone rather than making the trip in person. Although visiting actual agencies in person would be faster, this still takes a lot of time and work.
• Use a broker: Insurance brokers can represent you as a buyer's agent and help you get the best offers. Yet, these brokers usually demand payment for their services.

Note: There are generally two types of insurance agents:

• Captive agent: works for one insurance company and can give you a quote only from that insurer.
• Independent insurance agent: can sell policies from multiple insurance companies and get quotes from different insurers.